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by createfirst on graphicleftovers.com |
- Pay bills on time.
- Prioritize your bills and debts. Decide what you really need and what you need to cut. Try suspending the cable bill, get rid of the house phone and just use the cell phone or vice versa.
- Don't be afraid of using coupons. People have this stigma of the things that are meant to help them. If you were the only one that needed to use them, then it probably wouldn't have been invented.
- Get some generic brands into your life.
- Learn to say, "No thank you" to yourself. Don't let temptation to overly spend with friends rule you.
- Negotiate the interest rate with you lender.
- Make your own household products. DIY time!
- Make a shopping list and use it. It will help you not get carried away in the store. Little things add up. Don't buy little things in the checkout line.If you're anything like me, it's also handy to have something help you remember items.
- Have a yard sale. Come on, it's taking up space and collecting dust anyway. Just think about the new things you could have in the long run!
- Sell things online. Try Ebay, or Craigslist. You could even use your talents and love of creating things to open up an Esty shop!
- Utilize the library. I get things from there all the time. They now have service for holding items you want from online then you pick it up at the library when it's ready!
- Have a budget of course! Stick to it.
- Start bringing your own lunch to work. Even if it's a few times a week, you gotta start from somewhere.
- Shop thrift stores. If you're an indie Lady then you've already been on to this.
- Get a second job if you can, or even a third.
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